I am an in-network provider for Anthem, Blue Cross Blue Shield, and Cigna. For individuals and couples who are not with Anthem, BCBS, or Cigna, or decide to pay privately, I offer services according to the fee structure outlined below.
I accept most major credit cards. I'll provide you with a paper copy of the credit card transaction receipt at the time of payment.
If making payment by check, please make it payable to "Roger A Ballou LLC."
Receipts for Reimbursement or Tax Deduction
If you are not with Anthem, BCBS, or Cigna, or if you simply want to pay out of pocket, I will give you a receipt at the end of each session that you can (a) file with your insurance company for reimbursement, (b) submit toward your annual insurance deductible, and/or (c) use as part of your itemized deductions for tax filing purposes.
Non-insurance, private pay rate: $120.00 for a 50-minute session.
If an individual or couple is paying out-of-pocket (not using insurance) and concludes that he or she (or they) cannot afford the session rate of $120.00, then I will slide to $90.00 per session if the individual or couple meets the following criteria:
Take the total earned by all wage earners in the home during 2018 (adults, teens, etc.) and divide by 1,000. If the result is less than 120.00, then I will gladly slide to $90.00 per session.
For example, both partners of a couple are employed. They have two small children. They are not insured under Anthem, BCBS, or Cigna.
During 2018, she earned a total of $55,000.00 and he earned a total of $40,000.00. Their combined income, before adjustments, was $95,000.00 during 2018. $95,000.00 divided by 1,000 comes out at 95.00. Should this couple need counseling and feel that $120.00 is more than they can afford, then I am happy to see them for $90.00 per session.
In the same example, if she made $75,000.00 during 2018 and he made $65,000.00, the formula works as follows: $140,000.00 divided by 1,000 comes out at 140. I would anticipate that this couple will pay the full session fee.
It's the honor system -- no need to show me tax returns or anything like that. I take you at your word and totally trust you. No questions asked.
Questions? Please contact me for further information.